Frank P. Turner, CTP, is senior consultant with Sherwood Partners Inc. He is a corporate restructuring and turnaround professional advising businesses of all sizes experiencing financial and operational difficulties. Turner is well versed in creditor settlement discussions, either through an in- or out-of-court process or through an assignment for the benefit of creditors. During his 30 years on Wall Street, he restructured/renegotiated in excess of $12 billion in corporate debt.